The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 05, 2026
Filed:
Jun. 28, 2022
Uipco, Llc, San Antonio, TX (US);
Janelle Denice Dziuk, Falls City, TX (US);
Jon D. Mceachron, Boerne, TX (US);
Steven Michael Bernstein, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Methods and systems described herein are directed to controlling access to and the distribution of credit information. A credit information access manager can maintain accounts for users and third party accessors wishing to access user credit information. The credit information access manager to generate an identifier to authorize a third party's access to a user's credit information, which can be associated with one or more deauthorization conditions. When the third party requests access to a user's credit information with the identifier, the credit information access manager can determine whether the identifier is valid or expired based on the one or more deauthorization conditions. The credit information access manager can automatically and dynamically revoke identifier to limit a user's exposure to identity theft and financial crimes.