The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2026

Filed:

Oct. 23, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Elvis Nyamwange, Little Elm, TX (US);

Sailesh Vezzu, Hillsborough, NJ (US);

Amer Ali, Jersey City, NJ (US);

Rahul Shashidhar Phadnis, Charlotte, NC (US);

Rahul Yaksh, Austin, TX (US);

Hari Vuppala, Concord, NC (US);

Pratap Dande, Saint Johns, FL (US);

Brian Neal Jacobson, Los Angeles, CA (US);

Erik Dahl, Newark, DE (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/32 (2013.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01); G06N 20/00 (2019.01);
Abstract

Embodiments of the present invention provide a system for generating on-demand single-use biometric authentication credentials. The system is configured for determining initiation of an authentication request to access a resource from a user device of a user, prompting the user to select a type of authentication credential from one or more types of authentication credentials, receiving a selection of the type of the authentication credential, instantaneously generating a single-use unique authentication credential associated with the type of the authentication credential, via one or more machine learning models, and transmitting the single-use unique authentication credential to the user device for use in authentication of the user in gaining accessing to the resource.


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