The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2026

Filed:

Oct. 18, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ashok Kumar, Telangana, IN;

Narsing Raj, Telangana, IN;

Siva Kumar Venkata Lakshmi Sai Devulapalli, Telangana, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); H04L 9/40 (2022.01); H04L 41/16 (2022.01);
U.S. Cl.
CPC ...
G06F 21/316 (2013.01); H04L 41/16 (2013.01); H04L 63/08 (2013.01);
Abstract

A method for user credential authentication includes receiving real-time logs from a blockchain network that is configured to perform an authentication process of a user. The real-time logs are normalized and bucketized to generate processed real-time logs, which are stored in a block and are added to a blockchain. The processed real-time logs are analyzed to identify the plurality of real-time behavioral patterns of the user. A first authentication score is determined by comparing a first real-time behavioral pattern to a respective first historical behavioral pattern. The first authentication score is compared to a first authentication score threshold, which corresponds to the first real-time behavioral pattern and the respective first historical behavioral pattern. In response to the first authentication score being less than the first authentication score threshold, a first instruction is sent to the blockchain network to temporarily stop the authentication process of the user.


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