The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 28, 2026
Filed:
May. 14, 2024
Bank of America Corporation, Charlotte, NC (US);
Kalyan V. Pasumarthi, Frisco, TX (US);
Muniraju Madhuranahosahalli Jayaramaiah, Bothell, WA (US);
Usha Pasumarthi, Frisco, TX (US);
Sathya Sindhu Varadarajan, Bothell, WA (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for authenticating digital IDs over an electronic network using dual authentication in a distributed network. The present disclosure is configured to identify a primary communication channel from a user device; generate an authentication prompt for the primary communication channel; transmit the authentication prompt to the user device; identify, based on the authentication prompt, an authentication credential from a secondary communication channel associated with the user device; and authenticate the authentication credential based on a digital identifier associated with the user device.