The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 28, 2026

Filed:

Nov. 07, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Walker Ramirez, Frisco, TX (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0283 (2023.01); G06Q 30/0601 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0631 (2013.01); G06Q 30/0283 (2013.01); G06Q 30/0641 (2013.01);
Abstract

A system and method for generating enhanced counter offers is disclosed. The system and method can generate, for a merchant, a list of alternative inventory items to a given item. A plurality of historic deal metrics based on past financing terms for each of the alternative inventory items may be determined. An alternative sale price based on applying the plurality of historic deal metrics to a merchant listed sale price for the given item may be generated. A report based on the alternative sale price may be generated. The report may be transmitted to the client device for display on an interactive graphical user interface (GUI).


Find Patent Forward Citations

Ramirez, Walker. (2026). System and methods for determining enhanced counters based on integrating merchant profiles (U.S. Patent No. 12614221). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12614221

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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