The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 28, 2026
Filed:
Oct. 27, 2022
United Services Automobile Association (Usaa), San Antonio, TX (US);
Arthur Quentin Smith, Fredericksburg, TX (US);
Oscar Guerra, San Antonio, TX (US);
Timothy Blair Chalmers, San Antonio, TX (US);
Noe Alberto Martinez, San Antonio, TX (US);
Justin Dax Haslam, San Antonio, TX (US);
Robert Lee Black, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A tracking system includes one or more processors configured to receive purchase data related to a purchase being attempted by a user, determine a purchase score for the purchase based on characteristics of one or more items of the purchase, and determine a change to an overall purchase score for the user that would occur upon completion of the purchase. The one or more processors are also configured to provide, prior to the completion of the purchase and via a purchase device of the user, an output that indicates the change.