The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 28, 2026

Filed:

Dec. 16, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Joshua Edwards, Philadelphia, PA (US);

Viral Jogani, Moonachie, NJ (US);

Oliver Deighton, Vienna, VA (US);

Yao Zhang, Westwood, MA (US);

Elizabeth Garner, Potomac, MD (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4015 (2020.05);
Abstract

Systems, methods, and apparatuses are described for predicting the identity of significant transactions. A plurality of different transactions may be associated with an account. Those transactions may be filtered and processed (e.g., using a trained machine learning model) to identify one or more significant transactions, such as recurring transactions. Such recurring transaction identification may be performed to generate rules for identifying future recurring transactions. Additionally and/or alternatively, a second machine learning model may be trained to predict the value of recurring transactions in a region.


Find Patent Forward Citations

Edwards, Joshua. (2026). Dynamic prediction of transaction properties (U.S. Patent No. 12614180). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12614180

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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