The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 28, 2026
Filed:
Jun. 20, 2023
Bank of America Corporation, Charlotte, NC (US);
Marcus Matos, Richardson, TX (US);
Vijaya L. Vemireddy, Plano, TX (US);
Daniel Joseph Serna, The Colony, TX (US);
Lee Ann Proud, St. Augustine, FL (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Arrangements for dynamic variable determination and labeling are provided. In some aspects, a computing platform may receive historical user data from a plurality of data sources. The computing platform may train, using the historical user data, a machine learning model to generate a plurality of dynamic variable profiles and evaluate data to detect potential unauthorized activity. One or more dynamic variable profiles of the generated plurality of dynamic variable profiles may be associated with a user. User specific data may be received and may include user identifying data and a request for a user event. The user specific data may be input to the machine learning model and, upon execution of the model, the model may output a determination of whether an anomaly exists in the user specific data. If an anomaly is detected, a mitigating action may be identified and transmitted to one or more computing devices for execution.