The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 21, 2026
Filed:
Aug. 22, 2024
Capital One Services, Llc, McLean, VA (US);
Molly Johnson, Alexandria, VA (US);
Adam Vukich, Alexandria, VA (US);
James Zarakas, Centreville, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Disclosed herein is a transaction instrument and method for recording vibration information associated with a transaction at a point-of-service (POS) terminal. The vibration information can be used to determine whether the POS terminal is compromised (e.g., via a skimmer). A transaction instrument can include at least one of an accelerometer or a gyroscope; a microphone; memory; and processor(s) configured to: determine an intent of a holder of the transaction instrument based on movement data received from the at least one of the accelerometer or the gyroscope; in response to the determined intent corresponding to an interaction of the transaction instrument with a transaction instrument reader of a POS terminal, turn on the microphone to record vibration information as sound associated with the interaction, the interaction comprising the transaction instrument contacting the transaction instrument reader; store the vibration information on the memory; and transmit the vibration information to an external device.