The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2026

Filed:

Dec. 29, 2023
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Andre Rene Buentello, San Antonio, TX (US);

David Alexander Lilley, Schertz, TX (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04W 76/10 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/327 (2013.01); G06Q 20/20 (2013.01); G06Q 20/382 (2013.01); G06Q 20/405 (2013.01); H04W 76/10 (2018.02);
Abstract

Methods and systems described in this disclosure for protecting one or more consumer accounts. In one implementation, the system includes a security device and a portable computing device. The portable computing device detects whether it is in proximity to the security device. When the portable computing device is in proximity to the security device, one or more consumer accounts associated with the portable computing device is permitted to be used in a transaction. When the portable computing device is not in proximity to the security device, one or more consumer accounts is prevented from being used in the transaction.


Find Patent Forward Citations

Buentello, Andre. (2026). Automated proximity fraud account lock systems and methods (U.S. Patent No. 12608698). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12608698

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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