The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 21, 2026
Filed:
Dec. 01, 2021
Capital One Services, Llc, McLean, VA (US);
Samuel Sharpe, Somerville, MA (US);
Dwipam Katariya, Ashburn, VA (US);
Nima Chitsazan, Tenafly, NJ (US);
Qianyu Cheng, Englewood Cliffs, NJ (US);
Karthik Rajasethupathy, Hoboken, NJ (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
A method includes segmenting updates associated with a record into a set of update subsets and generating first and second vectors based on first and second update subsets using a first neural network. The first update subset is associated with a first session and a timestamp, and the second update subset is associated with a second session. The method includes determining a first output using a second neural network based on the first and second vectors and a time difference between the first and second sessions. The method includes selecting a segment of a periodic time interval based on the timestamp, determining a second output using a third neural network based on a ratio based on the segment and the periodic time interval, and generating a characterizing vector using a fourth neural network based on the first and second outputs.