The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2026

Filed:

Sep. 12, 2025
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Ganesh Prasad Bhat, West Orange, NJ (US);

James Myers, New York, NY (US);

Payal Jain, London, GB;

Tariq Husayn Maonah, London, GB;

Mariusz Saternus, Cracow, PL;

Daniel Lewandowski, Cracow, PL;

Biraj Krushna Rath, London, GB;

Stuart Murray, London, GB;

Philip Davies, London, GB;

Sourabh Deb, Tampa, FL (US);

Jason Engelbrecht, London, GB;

Zheyu Wang, Shanghai, CN;

Haolin Jin, Shanghai, CN;

Avi Levin, Tel Aviv, IL;

Nimrod Barak, New York, NY (US);

Miriam Silver, Tel Aviv, IL;

Assignee:

Citibank, N.A., New York, NY (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/62 (2013.01); G06F 21/31 (2013.01); G06F 40/20 (2020.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/6218 (2013.01); G06F 40/20 (2020.01);
Abstract

Systems, methods, and devices for facilitating computational resource access by artificial intelligence (AI) agents through token-based allocation and multi-agent workflow optimization. The system generates tokens corresponding to computational resources including processing power, memory, storage, and bandwidth. AI agents submit resource requests with priority tokens, creating queues ordered by priority token quantity. Higher-priority bids receive preferential positions. The system transfers resource tokens to agents based on queue order, enabling resource access through token exchange. The system can receive user prompts indicating computational objectives and determines multiple AI agentic approaches comprising AI model sequences. After evaluating approaches against operational policies, the system generates resource utilization and performance estimates, executing a preferred approach balancing efficiency with output quality. All transactions, including participating agents, token transfers, selected agentic approaches, and estimates, are recorded on a distributed ledger for transparency.


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