The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2026

Filed:

May. 02, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Nasim Sarir, Thornhill, CA;

Mei Hu, Mississauga, CA;

Yanfang Zhang, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 16/951 (2019.01); G06F 16/2457 (2019.01); G06F 16/248 (2019.01); G06F 16/332 (2025.01); G06F 16/9535 (2019.01); H04L 67/306 (2022.01);
U.S. Cl.
CPC ...
G06F 16/951 (2019.01); G06F 16/24578 (2019.01); G06F 16/248 (2019.01); G06F 16/3322 (2019.01); G06F 16/9535 (2019.01); H04L 67/306 (2013.01);
Abstract

A processor-implemented method is disclosed. The method may include: performing a first data transfer for transferring data from a user account to a recipient account; updating an interaction model for the user account based on the first data transfer, the interaction model including definitions of user intents associated with account operations that are initiated in connection with the user account and arguments associated with the user intents, and wherein updating the interaction model comprises: configuring the interaction model to support at least one of a new user intent for transferring data from the user account or a new argument for an existing user intent defined in the interaction model; receiving, from a client device associated with the user account, a query having at least one query term; determining, based on the updated interaction model and the at least one query term, that the query maps to a user intent, defined in the updated interaction model, that is associated with the first data transfer; and in response to determining that the query maps to the user intent associated with the first data transfer, providing, to the client device for display thereon, an actionable search result for initiating a second account operation based on the first data transfer.


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