The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 14, 2026
Filed:
Feb. 12, 2024
Bank of America Corporation, Charlotte, NC (US);
Shailendra Singh, Maharashtra, IN;
Saurabh Gupta, New Delhi, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
A method for using a fraud detection application running on a mobile device to monitor, in real-time, a telephonic communication on the mobile device. Data may be continuously extracted from the telephonic communication by the fraud detection application. The method may include determining from the extracted data, that the data includes a fraud indicator. In response to the determining, a webhook may be generated that includes a payload storing metadata of the telephonic communication. The method may include identifying a group of mobile devices that may be associated with the data and further transmitting the webhook to each of the group of mobile devices and an entity server supporting the fraud detection application. The method may include receiving a rating of the telephonic communication from at least some of the mobile devices and from an entity server and using the ratings to determine a threshold level of fraud.