The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 14, 2026

Filed:

Jan. 01, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Oralie D. Wilhite, Chesapeake, VA (US);

Amit Mehndiratta, New Delhi, IN;

Vinod Maghnani, Gurugram Haryana, IN;

Jeffrey N. Healy, Matthews, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06V 20/00 (2022.01); G06Q 30/018 (2023.01); G06V 30/162 (2022.01); G06V 30/19 (2022.01); G06V 30/40 (2022.01);
U.S. Cl.
CPC ...
G06V 20/95 (2022.01); G06Q 30/0185 (2013.01); G06V 30/162 (2022.01); G06V 30/19093 (2022.01); G06V 30/19147 (2022.01); G06V 30/40 (2022.01);
Abstract

A method for detecting document forgery in real-time at a smart device is provided. The method may include capturing, via a smart device, an image of a document. The method may include extracting, via the smart device, data from the image. Based on the data, the method may include creating a dataset that may include a document type for the document and document details included in the document. The method may include confirming, on the smart device, that user account data retrieved from a remote server correlates to user account identifying data included in the document details. Following the confirming, the method may include determining a validity of the document using a fraud document detection engine. When one or more discrepancies are identified between the dataset and the ML data, the method may include transmitting an electronic fraud alert notification from the smart device to a network of smart devices.


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