The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 31, 2026
Filed:
Feb. 28, 2023
Capital One Services, Llc, McLean, VA (US);
Kevin Osborn, Newton Highlands, MA (US);
Srinivasa Chigurupati, Long Grove, IL (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Systems, methods, apparatuses, and computer-readable media for management of membership functions for members of a partner entity associated with contactless card cryptograms are described. For example, a method may include receiving a membership cryptogram generated by a contactless card in communication with the client device during a transaction, the contactless card associated with at least one partner entity having a plurality of members, decrypting the membership cryptogram based on at least one master key for the contactless card to determine a decryption result, authenticating the membership cryptogram based on the decryption result; and responsive to authentication of the membership cryptogram: determining a membership identifier for the transaction, determining a member of the plurality of members based on the membership identifier, and transmitting membership benefit information to the client device to facilitate at least one membership function associated with the member for the transaction. Other embodiments are described.