The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 31, 2026
Filed:
May. 24, 2022
Uipco, Llc, San Antonio, TX (US);
Allison White, Bulverde, TX (US);
Donnette L. Moncrief Brown, San Antonio, TX (US);
Eric David Schroeder, San Antonio, TX (US);
Justin Dax Haslam, San Antonio, TX (US);
Manfred Amann, San Antonio, TX (US);
Michael J. Maciolek, Kerrville, TX (US);
William Dubyak, Boerne, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Methods and systems described herein are directed to automatedly generating one or more insurance coverage recommendations. An insurance coverage recommendation system can retrieve data for a planned activity of the user, including a description for the planned activity and its location and duration. The system can then predict weather for the planned activity. Using the description for the activity, the location, the duration, and the predicted weather, the system can generate a user activity profile. The profile can be analyzed with a machine learning model, trained based on past insurance claims, to generate one or more needed insurance coverage levels for the planned activity. The needed insurance coverage levels can be mapped to one or more respective insurance coverage recommendations for applicable insurance products.