The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 31, 2026
Filed:
Jul. 23, 2018
Visa International Service Association, San Francisco, CA (US);
Shubham Agrawal, Round Rock, TX (US);
Claudia Carolina Barcenas Cardenas, Austin, TX (US);
Chiranjeet Chetia, Round Rock, TX (US);
Hangqi Zhao, Seattle, WA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Described are a system, method, and computer program product for early detection of and response to a merchant data breach through machine-learning analysis. The method includes receiving transaction data associated with a plurality of transactions and receiving fraudulent transaction data representative of at least one previously identified data-breach incident. The method also includes generating a first model input dataset associated with the at least one merchant and a second model input dataset associated with the at least one previously identified data-breach incident. The method also includes training at least one machine-learning prediction model to associate merchants with a likelihood of data breach and determining at least one breached merchant of the at least one merchant. The method further includes generating a communication configured to cause at least one action to be taken in response to the determination of the at least one breached merchant.