The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 31, 2026

Filed:

Jun. 08, 2021
Applicant:

Visa U.s.a. Inc., San Francisco, CA (US);

Inventors:

Ayman Hammad, Pleasanton, CA (US);

Patrick Faith, Pleasanton, CA (US);

Assignee:

Visa U.S.A. Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/08 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06Q 20/085 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 30/06 (2013.01); G06Q 20/105 (2013.01); G06Q 20/204 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract

A method is disclosed. The method includes generating an initial key after interacting with an access device, storing the initial key at a key storage location, altering the initial key with a public key to form an altered key, and sending the altered key to a server computer along with an identifier for the access device. The altered key is changed to the initial key at the server computer and is stored with the identifier in a database in operative communication with the server computer. The initial keys that are stored at the key storage location and in the database are used to alter and restore transaction data associated with multiple financial transactions that are conducted using the access device.


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