The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 24, 2026
Filed:
Sep. 27, 2022
Applicant:
Expensify, Inc., San Francisco, CA (US);
Inventor:
David M. Barrett, San Francisco, CA (US);
Assignee:
Expensify, Inc., San Francisco, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/22 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); H04L 51/06 (2022.01); H04L 67/104 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/363 (2013.01); G06Q 20/223 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); H04L 51/06 (2013.01); H04L 67/104 (2013.01);
Abstract
A computing system can implement an automated peer-to-peer (P2P) transaction service in which digital wallets of users are linked with external accounts. The computing system provides a messaging engine that enables users to create chats in which underlying documents may be associated with a particular chat. The system can process information in the chat to automatic transaction triggers that cause the system to automatically execute wallet-to-wallet transfers between users.