The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 17, 2026

Filed:

May. 26, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Samuel Sharpe, Cambridge, MA (US);

Galen Rafferty, Mahomet, IL (US);

Brian Barr, Schenectady, NY (US);

Jeremy Goodsitt, Champaign, IL (US);

Michael Davis, Arlington, VA (US);

Taylor Turner, Richmond, VA (US);

Owen Reinert, Queens, NY (US);

Tyler Farnan, San Diego, CA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/1441 (2013.01); H04L 63/083 (2013.01); H04L 63/107 (2013.01); H04L 63/1416 (2013.01); H04L 63/1425 (2013.01);
Abstract

Systems and methods for triggering token alerts. In some aspects, the system, after determining that the probability that an authentication request from an authentication token is associated with a malicious activity is above a threshold, determines whether a user device associated with the authentication token is within a threshold distance of the authentication token. In response to determining that the authentication token is not within the threshold distance of the user device, the system declines the authentication request and transmits an alert request to the authentication token to emit an audio signal from a speaker included in the authentication token.


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