The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 17, 2026

Filed:

Apr. 26, 2024
Applicant:

Login ID Inc., San Mateo, CA (US);

Inventors:

Simon Law, San Mateo, CA (US);

Peter Thien Duong, Mississauga, CA;

Assignee:

Login ID Inc., San Mateo, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/367 (2013.01); G06Q 20/351 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/385 (2013.01); H04L 9/3247 (2013.01); H04L 9/3271 (2013.01);
Abstract

Systems and methods are provided that allows users to execute a secure transaction that is authenticated by their digital wallet on their user device. A device-bound digital wallet authentication process includes first registering data with a user device, a network tokenization server, a card issuer server, a digital coordination and notification (DCN) server, and an access control server. The data includes a network-device token and an alias of a primary account number that are stored on the user device, the network tokenization server, and the card issuer server. The data also includes a notification token, a signing public key and the alias that are stored on the DCN server and the access control server. In the device-bound digital wallet authentication, the alias and the network-device token are used to securely authenticate the user device and transaction information associated with the digital wallet that is bound to the user device.


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