The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 17, 2026
Filed:
Feb. 28, 2023
Wells Fargo Bank, N.a., San Francisco, CA (US);
Joyce Keller, Charlotte, NC (US);
Joseph De Bruin Tennis, Charlotte, NC (US);
Matthew N. Wheeler, Charlotte, NC (US);
Ila Patel, Charlotte, NC (US);
John Andrew Chuprevich, Charlotte, NC (US);
William J. Bailey, Charlotte, NC (US);
Ling Yee Lindy Sin, San Francisco, CA (US);
Wells Fargo Bank, N.A, San Francisco, CA (US);
Abstract
Systems, apparatuses, methods, and computer program products are disclosed for providing a user authentication determination pertaining to a first user. An example method includes receiving user identification indications. The example method further includes determining user identification feature confidence scores based on the user identification indications and one or more user profile features associated with the first user, and determining authentication requirements required for the first user for each inferred user visit reason determined for the user. The example method further includes performing user authentication determinations based on the user identification feature confidence scores and the authentication requirements, and providing a user information report, wherein the user information report includes the user authentication determinations.