The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 10, 2026

Filed:

May. 08, 2024
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Brian Francisco Shipley, Plano, TX (US);

Qunying Kou, San Antonio, TX (US);

Samip Dilip Mehra, Peoria, AZ (US);

Carlos Jp Chavez, San Antonio, TX (US);

Timothy Shiveley, Farmers Branch, TX (US);

Ric M. Pena, Boerne, TX (US);

Joel S. Hartshorn, Port Orchard, WA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G01C 21/34 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G01C 21/34 (2013.01);
Abstract

A method includes receiving, via a processor, location data from a sensor within a vehicle associated with one or more locations of the vehicle over time. The method also includes determining that a user of the vehicle is expected to perform an online-platform task by comparing the location data to a set of locations associated with performing the online-platform task and determining one or more routes for the vehicle to travel to perform the online-platform task in response to determining that the user is expected to perform the online-platform task. Additionally, the method includes determining one or more insurance rates for the one or more routes based on a type of the online-platform task and the one or more routes and displaying a visualization indicative of the one or more insurance rates via an electronic display.


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