The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 10, 2026

Filed:

Feb. 08, 2023
Applicant:

Block, Inc., Oakland, CA (US);

Inventors:

Christina Riechers, San Francisco, CA (US);

Michael Cormier, San Francisco, CA (US);

Zachary Margolis, San Francisco, CA (US);

Kyle Callender, San Francisco, CA (US);

Trevor Luong, San Francisco, CA (US);

Janaiah Mcclure, Oakland, CA (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/403 (2013.01); G06Q 20/202 (2013.01); G06Q 40/03 (2023.01);
Abstract

Intelligent management of authorization requests is described. A payment processing service can receive transaction data associated with a purchase transaction, wherein the transaction data includes an identifier of a payment instrument associated with the purchase transaction. The payment processing service can determine, based at least in part on application of a predictive model to the transaction data, a classification associated with the purchase transaction. A user interface can be presented by the payment processing service via a display of a user device, wherein the user interface includes information associated with the purchase transaction and an indicator of the classification.


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