The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 10, 2026

Filed:

Jun. 28, 2025
Applicant:

Applied Underwriters, Inc., Omaha, NE (US);

Inventors:

Diego I. Medina-Bernal, Cave Creek, AZ (US);

Justin N. Smith, Belmont, CA (US);

Assignee:

Applied Underwriters, Inc., Omaha, NE (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06N 3/08 (2023.01); G06F 16/2458 (2019.01); G06N 3/0499 (2023.01);
U.S. Cl.
CPC ...
G06N 3/08 (2013.01); G06F 16/2462 (2019.01); G06N 3/0499 (2023.01);
Abstract

A system and method for neural network confidence regularization is disclosed. A classification system uses a neural network training model to generate prediction. The confidence of the neural network training model is adjusted based on feature prevalence. The system processes mixed data types (binary, categorical, continuous, and date) through type-specific transformations and tensor construction. A tempering factor is calculated from the unweighted sum of features and applied to intermediate neural network outputs. This tempering mechanism reduces model confidence when several low-weight features are present, enabling faster convergence, better generalization, and improved classification accuracy compared to standard neural networks, particularly for complex non-linear relationships in tabular data domains.


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