The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 03, 2026

Filed:

Dec. 22, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Sarah Jane Cunningham, Arlington, VA (US);

Neha Pai, New York, NY (US);

Caroline Williams, Purcellville, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0201 (2023.01); G06Q 30/06 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0201 (2013.01); G06Q 30/06 (2013.01);
Abstract

In some implementations, a recommendation system may receive historical records. The recommendation system may determine a supplemental value added to a base value for each historical record associated with one or more service categories in which a total value customarily includes a base value and a supplemental value. The recommendation system may train one or more machine learning models to model behaviors related to the supplemental value customarily added to the base value when transactions are performed in the one or more service categories. The recommendation system may generate one or more recommendations related to the one or more service categories based on a current context including a location of a user device. The recommendation system may provide the one or more recommendations to the user device based on the current context of the user device.


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