The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 03, 2026

Filed:

Apr. 28, 2022
Applicant:

Synchrony Bank, Stamford, CT (US);

Inventors:

Michael Storiale, Stamford, CT (US);

Lisa Hammond, Stamford, CT (US);

Jake Miller, Stamford, CT (US);

Paul Rowe, Denver, CO (US);

Tiffanie Terry, Charlotte, NC (US);

Denys Iakimov, Stamford, CT (US);

Daniel Sapio, Charlotte, NC (US);

Bakhadir Rakhmatov, Stamford, CT (US);

Patrick Joseph Caraher, Stamford, CT (US);

Assignee:

Synchrony Bank, Stamford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/206 (2013.01); G06Q 20/322 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4016 (2013.01); H04L 9/3213 (2013.01); H04L 2209/56 (2013.01);
Abstract

Examples presented herein describe secure point of sale (POS) operations. One example is a method including receiving, at a mobile device, a communication associated with a custom tender payment for a secure transaction payment, where the mobile device includes a custom payment application configured for the secure transaction payment with a point of sale (POS) device. The method includes receiving account data associated with a user account selection for the custom tender payment for the secure transaction payment, transmitting an account signal including the account data, where when the account signal is transmitted to an integration server as part of the secure transaction payment, the account signal is not transmitted to the POS device, and receiving an authorization communication, where when the authorization communication is received by the mobile device from the integration server, the authorization communication is not communicated to the mobile device via the POS device.


Find Patent Forward Citations

Loading…