The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 24, 2026

Filed:

Mar. 18, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Amit Mishra, Tamil Nadu, IN;

Nipun Mahajan, Lawrenceville, NJ (US);

Krithika Viswanathan, Tamil Nadu, IN;

Sankari Bhagavathiappan Pravin Kumar, Tamil Nadu, IN;

Suganthi V Shanmugavelayutham, Tamili Nadu, IN;

Yogesh Raghuvanshi, Pennington, NJ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04M 3/51 (2006.01);
U.S. Cl.
CPC ...
H04M 3/5191 (2013.01); H04M 3/5166 (2013.01); H04M 2203/408 (2013.01);
Abstract

Systems, computer program products, and methods for generating dynamic links in federated data channels is configured to identify an account identifier(s) based on at least one first communication channel; determine a secondary user(s) associated with the account identifier(s); access a user account preference database comprising the account identifier(s) and data associated with the secondary user(s); generate, by an intelligent deep link generator, an intelligent deep link message comprising content associated with the account identifier; access, based on the secondary user account(s), a virtual communication registry comprising an available communication channel identifier(s); select an available communication channel identifier(s) for the secondary user(s) based on the primary channel preference; and transmit the intelligent deep link message to the selected available communication channel identifier(s).


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