Method, system and computer program product for requesting finance from multiple exchange and digital finance systems

Abstract

A method, system, computer program product of processing early payment financing request, enabling dynamic discounting (DD) or reverse factoring (RF) financing, via SmartHub Finance Processor (SHFP), including receiving request for Early Payment Financing Request (EPFR) from supplier; accessing asset SmartPass Non-FungibleToken (NFT) Repository; receiving risk management model; notarizing NFT ProxyPackage (NFTPP) to local NFTBlockchain Repository (NFTBCR); notarizing/collateralizing NFTPP to restricted access public NFTBCR; securely binding DynamicDiscounting (DD) NFT Cryptographic Token embodying DD Rights (DDRightsNFT), establishing Secure Unbreakable DigitalLinkage; notify EarlyPaymentNetwork (EPN), may notify FintechFinanceMarket; ValueChainFinanceExchange; DeFiMarket; or buyer; verify NFT to local NFTBCR; or respond to EPFR. Borrower requests funds presenting SmartPassDigitalCollateral, supplychainDigitalTrackTraceArtifact; Financer/Lender verify collateral process, provide bids for acceptance with a DigitalFundsTransferAgreement; register financers/lenders, provide secured access, verify DigitalCollateralBlockchainTransactions, secure collateral, ensure authenticity by Digital Signatures/Blockchain, process loan agreements, transfer electronic/cryptocurrency funds financer-to-borrower, assess fees/interest, process payments, Forward/ReverseFactoring (RF) or DD loan terms, DDRightsNFT, participate in DD making independent early payment arrangements with supplier not involving buyer.