The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 24, 2026

Filed:

Feb. 23, 2024
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Sridhar Aravamudhan, Middletown, MD (US);

Howard Spector, Street, MD (US);

Valli Musti, Scarsdale, NY (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 21/62 (2013.01); G06Q 20/36 (2012.01); H04L 9/06 (2006.01); H04L 9/32 (2006.01); H04L 67/10 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06F 21/6245 (2013.01); G06F 21/6254 (2013.01); G06Q 20/367 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/3827 (2013.01); H04L 9/0643 (2013.01); H04L 9/3213 (2013.01); G06Q 2220/00 (2013.01); H04L 67/10 (2013.01);
Abstract

Systems and methods for prefetching Payment Card Industry (PCI) data. A method may include a tokenization service in a cloud environment: (1) receiving a request to prefetch a plurality of tokens from a client application; (2) generating the plurality of tokens and a co-relation indicator for each of the plurality of tokens; (3) storing the plurality of tokens and the co-relation indicators in a token vault in the cloud environment; (4) returning the plurality of tokens and the co-relation indicators to the client electronic device; (5) receiving a mapping request comprising a source value and the co-relation indicator for one of the plurality of tokens; (6) identifying the token of the plurality of tokens associated with the co-relation indicator; (7) mapping the token to the source value; and (8) returning a message indicating successful mapping to the client application.


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