The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 24, 2026
Filed:
May. 24, 2023
Bank of America Corporation, Charlotte, NC (US);
Sanjay Arjun Lohar, Charlotte, NC (US);
James J. Siekman, Charlotte, NC (US);
Marabella Youkhaneh White, Charlotte, NC (US);
Pamela Elizabeth Barnes, Waxhaw, NC (US);
Nicholas Stephen Rose, Charlotte, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
A system is provided for authentication of a resource transfer target after resource allocation. In particular, the system may generate a secure token associated with the target of the resource transfer as part of a registration process. In this regard, the token may comprise various types of information regarding the target, which may include a cryptographic address associated with the target. Upon receiving a request to transfer a resource, the system may prompt the target to input information associated with the target and/or the resource transfer, and subsequently prompt the target to digitally sign a data record associated with the resource transfer using a private key associated with the target. Based on comparing the information provided by the user with the information obtained by the system in decrypting the data record, the system may perform authentication of the target.