The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 24, 2026

Filed:

Jan. 24, 2024
Applicant:

Block, Inc., Oakland, CA (US);

Inventors:

Jesse Wilson, San Francisco, CA (US);

Terrill Dent, Waterloo, CA;

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2023.01); G10L 15/08 (2006.01); H04L 51/02 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3255 (2013.01); G06Q 20/22 (2013.01); G06Q 20/40 (2013.01); G06Q 30/06 (2013.01); G10L 15/083 (2013.01); H04L 51/02 (2013.01);
Abstract

In one embodiment, a method includes receiving, at a payment-service-system server, a payment request from a voice-recognition server. The payment request includes a sender identifier, a recipient identifier, and an amount and is received by the payment-service-system server responsive to the voice-recognition server identifying one or more audible payment keywords in an encoded audio file received from a user computing device. The method includes transmitting, by the payment-service-system server, a confirmation request to the user computing device to confirm the payment request. The method includes receiving, at the payment-service-system server, a confirmation of the payment request from the user computing device. The method includes, upon receiving the confirmation of the payment request, automatically debiting the amount from a sender account associated with the sender identifier and crediting the amount to a recipient account associated with the recipient identifier.


Find Patent Forward Citations

Wilson, Jesse. (2026). Electronic audible payment messaging (U.S. Patent No. 12561664). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12561664

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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