The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 24, 2026
Filed:
Sep. 27, 2019
Visa International Service Association, San Francisco, CA (US);
Yan Zheng, Sunnyvale, CA (US);
Haoyu Zhang, Foster City, CA (US);
Wei Zhang, Foster City, CA (US);
Hao Yang, San Jose, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
A method and system for determining an access score is disclosed. The method includes receiving an access request to access a resource by a user device. Next, a user embedding is retrieved from an embedding table, the user embedding associated with a user identifier of the user device and providing a multidimensional data point that represents a context of a user identifier. The context may correspond to the user identifier appearing in previous access requests within temporal proximity to other access requests from a subset of other user devices among a plurality of user devices. The method then inputs the user embedding into a first machine learning model that is trained based at least in part on the embedding table. The first machine learning model subsequently outputs an access score that corresponds to a level of authenticity of authorizing the user device to access the resource.