The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 24, 2026

Filed:

Feb. 15, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventor:

Saurabh Gupta, New Delhi, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/36 (2013.01); G06F 9/50 (2006.01); G06F 21/35 (2013.01); G06F 21/60 (2013.01);
U.S. Cl.
CPC ...
G06F 21/36 (2013.01); G06F 9/5016 (2013.01); G06F 21/35 (2013.01); G06F 21/602 (2013.01);
Abstract

Embodiments of the present invention provide a system for authenticating users via pattern based digital resources on a distributed development platform. In particular, the system may be configured to allow a user to create a pattern based digital resource, store the pattern based digital resource in an entity database associated with an entity system of an entity, determine that the user is initiating a real-time interaction using an interaction channel, prompt the user to provide a real-time pattern based digital resource via a component of a device associated with the interaction channel, verify the real-time pattern based digital resource received from the user, and authenticate the user to complete the real-time interaction via the interaction channel.


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