The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 17, 2026

Filed:

Aug. 30, 2023
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Yue Guo, Jersey City, NJ (US);

Antigoni Ourania Polychroniadou, New York, NY (US);

Harish Karthikeyan, Manhattan, NY (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/383 (2013.01); G06Q 20/10 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/389 (2013.01);
Abstract

A method for facilitating payments that are executable on a decentralized network platform, such as a blockchain network platform, while providing receiver anonymity and confidentiality of transaction messages is provided. The method includes: receiving, from a payor, first information that relates to an amount of a payment being made to a recipient; receiving, from the payor, second information that relates to a secret key that corresponds to a public key associated with the payor; receiving, from the payor, third information that indicates that the sender has generated a ciphertext message that relates to the payment; and receiving, from the payor, fourth information that proves that the amount of the payment does not exceed an account balance of an account from which the payment is withdrawn. The method further includes a forward secrecy mechanism for updating the key pair of the receiver when the secret key is compromised.


Find Patent Forward Citations

Guo, Yue. (2026). Method and system for private decentralized forward-secure confidential transactions (U.S. Patent No. 12555107). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12555107

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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