The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 17, 2026
Filed:
Jul. 24, 2020
Paypal, Inc., San Jose, CA (US);
Tomer Handelman, Ramat-Gan, IL;
Itay Margolin, Pardesiya, IL;
PAYPAL, INC., San Jose, CA (US);
Abstract
Methods and systems are presented for identifying different users who share a user account with an online service provider and dynamically processing transactions for the user account differently based on which user initiates the transaction request. In some embodiments, an account decomposition system may decompose the user account into distinct users who share the user account. The account decomposition system may identify different users who are sharing a user account by analyzing past transactions associated with the user account and different user devices that were used to conduct the past transactions. The account decomposition system may determine different user profiles for the different users, and may use the different user profiles to process incoming transaction requests initiated by different users of the user account.