The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 10, 2026

Filed:

Nov. 29, 2022
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

Ashfaq Kamal, Stamford, CT (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/33 (2013.01); G06F 21/35 (2013.01); G06F 21/64 (2013.01); G06Q 10/10 (2023.01); G06Q 20/02 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); G06Q 50/26 (2012.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0823 (2013.01); G06F 21/33 (2013.01); G06F 21/35 (2013.01); G06F 21/64 (2013.01); G06Q 10/10 (2013.01); G06Q 20/02 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4014 (2013.01); G06Q 40/02 (2013.01); G06Q 50/265 (2013.01); H04L 9/3247 (2013.01); H04L 63/06 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods are provided for verifying identities of users. One example computer-implemented method includes requesting a unique ID for a user, from a software development kit (SDK) in a mobile device, and issuing the unique ID for the user. The method also includes generating, by the SDK, a public/private key pair specific to the unique ID, prompting the user to capture an image of a government issued document, and capturing the image of the document. The method further includes validating, by the mobile device, the identity of the user based on the image of the document and, based on the validation, (i) converting the image via a one-way hash function, (ii) signing the hashed image with the private key of the public/private key pair, and (iii) transmitting the signed hashed image, the unique ID, and the public key of the public/private key pair to an identification provider.


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