The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 10, 2026
Filed:
Jan. 18, 2024
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Kunal Mehra, Bloomngton, IL (US);
Mounika Chinthapenta, Atlanta, GA (US);
Aanandhi Priyadharshini Manoharan, Gaithersburg, MD (US);
Harishankar Thodupunoori, Prosper, TX (US);
Ross Sikyta, Normal, IL (US);
Pavan Kumar Sharma, Bloomington, IL (US);
Brett Michael Whitehead, Heyworth, IL (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
A renewal adjustor may determine that an advance renewal notice, associated with an upcoming renewal of an insurance policy that involves a premium increase, was not sent by a target notice date determined based on an applicable advance renewal notice period. The renewal adjuster may automatically edit policy data, maintained by a policy management system in association with the insurance policy, to extend a current term of the insurance policy by a length of time by which the advance renewal notice was delayed and to shorten a subsequent renewal term of the insurance policy by the same length of time. Accordingly, by editing the policy data to extend the current term and shorten the renewal term, a renewal of the insurance policy by the policy management system may be delayed until the advance renewal notice period elapses following the actual date the advance renewal notice was sent.