Instant issue debit vehicle in a casino environment

Abstract

To provide funding mechanisms and alternatives for users while at gaming institutions, a coordinated communication system and mechanism allows for interaction with a virtual bank. This coordination will allow users to potentially request additional credit, or additional fund advances as desired or necessary. Because this request is being carried or handled by a virtual bank, nearly instantaneous credit decisions can be made using existing mechanisms and processes. In the manner much the same as any banking transaction, the financial institution itself with have access to credit information provided by the user, thereby allowing the creation of virtual credit accounts such as instant issue debit cards, or instant issue funds advances. Since the system allows for this secure communication, efficient and effective financial transactions can be easily completed.