The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 10, 2026

Filed:

Jun. 11, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

David Kelly Wurmfeld, Palm Bay, FL (US);

Kevin Osborn, Newton Highlands, MA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
B41M 3/14 (2006.01); G06Q 20/04 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4015 (2020.05); B41M 3/14 (2013.01); G06Q 20/042 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4016 (2013.01);
Abstract

Disclosed are methods and systems for validating instruments. For instance, a request to generate a cashier's check may be received from an application executing on a drawer's computing device. Request information may be stored within a data storage entry for the check, and a code to be printed on the check may be generated to include at least a portion of the request information. Instructions may be provided to a printing system to cause the check to be printed with the code, where the printed check is invalid. Instructions may be provided to the application and/or printing system to cause display of a prompt to facilitate a reading of the code to validate the check. When information within the code is read by and received from the printing system, the check may be validated, which triggers a transfer of funds from the drawer's account. Otherwise, the check may remain invalid.


Find Patent Forward Citations

Wurmfeld, David. (2026). Systems and methods for validating an instrument (U.S. Patent No. 12548026). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12548026

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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