The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 10, 2026

Filed:

May. 25, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Austin Walters, Columbia, TN (US);

Grant Eden, San Francisco, CA (US);

Galen Rafferty, Mahomet, IL (US);

Jeremy Goodsitt, Champaign, IL (US);

Samuel Sharpe, Cambridge, MA (US);

Anh Truong, Champaign, IL (US);

Brian Barr, Schenectady, NY (US);

Christopher Wallace, Frisco, TX (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/14 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 30/04 (2012.01); G06V 40/16 (2022.01); G10L 17/00 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/14 (2013.01); G06Q 20/102 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/405 (2013.01); G06Q 30/04 (2013.01); G06V 40/172 (2022.01); G10L 17/00 (2013.01);
Abstract

Disclosed embodiments may include a system for providing automated bill splitting. The system may receive speech data. The system may identify, from the speech data and using natural language processing, one or more users. The system may determine, from the speech data and using natural language processing, orders of the one or more users. The system may determine, from the speech data and using natural language processing, rules for the orders of the one or more users. The system may process one or more payments for the orders based on the rules and one or more credentials associated with the one or more users.


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