The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 10, 2026
Filed:
Mar. 29, 2022
Jio Platforms Limited, Ahmedabad, IN;
Dilip Krishnaswamy, Bangalore, IN;
Aayush Bhatnagar, Navi Mumbai, IN;
JIO PLATFORMS LIMITED, Ahmedabad, IN;
Abstract
The present disclosure generally relates to fund transfer/financial transactions, more particularly to system and method for secure and traceable fund transfer operation through a distributed ledger. The system receives, from sender or receiver of user device, keyword-based query to determine first user public key or second user public key. System triggers user device of sender, to sign off amount to be transferred to determined first user public key of receiver, and transmits signed-off amount to blockchain network. The system receives from blockchain network, validation of transfer request, and invokes check and debit smart contract microservice, to check balance and debit in the TSDCB account of sender. The system invokes transfer smart contract microservice to credit the debited amount to TSDCB account of receiver, and identify, TSDCB Account Identities (TA-IDs) for sender and receiver. The system records the transaction in a ledger associated with the blockchain network.