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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12547991 B1

PDFFull Text
Date of Patent:
Feb. 10, 2026

Filed:

Jun. 21, 2023

Systems, methods, and apparatus for consolidating a set of loans

Applicant:

Strong Force TX Portfolio 2018, Llc, Fort Lauderdale, FL (US);

Inventor:

Charles Howard Cella, Pembroke, MA (US);

Assignee:

Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US);

Attorney:

GTC Law Group PC & Affiliates

Primary Examiner:

Mohammad Z Shaikh

Int. Cl.
CPC ...
G06Q 50/00 (2024.01); G06F 9/46 (2006.01); G06F 16/27 (2019.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 30/02 (2023.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/03 (2023.01); G06Q 40/04 (2012.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01);
U.S. Cl.
CPC ...
G06Q 50/01 (2013.01); G06F 9/466 (2013.01); G06F 16/27 (2019.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01); G06Q 40/03055 (2025.08); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01);
Abstract

Systems, methods and apparatus for a robotic process automation system for consolidating a set of loans are disclosed herein. An example system may include a set of data collection and monitoring services for collecting information about a set of loans and for collecting a training set of interactions between entities for a set of loan consolidation transactions; an artificial intelligence system that is trained on the training set of interactions to classify a set of loans as candidates for consolidation; and a robotic process automation system that is trained on a set of loan consolidation interactions to manage consolidation of at least a subset of the set of loans on behalf of a party to the consolidation.

Find Patent Forward Citations

Cella, Charles. (2026). Systems, methods, and apparatus for consolidating a set of loans (U.S. Patent No. 12547991). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12547991

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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