The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 10, 2026
Filed:
May. 02, 2022
Truist Bank, Charlotte, NC (US);
Brian Franklin Kramer, Richmond, VA (US);
Adam Thomas Lewis, Mechanicsville, VA (US);
Maanasa Nagaraja, Laurel, MD (US);
TRUIST BANK, Charlotte, NC (US);
Abstract
A system includes a computer to implement a front-end input condensation program and a back-end machine learning program. Steps of the front-end program include receive input data and time data indicative of previous events associated with users; determine interface channels associated with modes of interface with the users and/or previous event characteristics; associate previous event data with time windows; generate user window values for the combinations of users and time windows indicating the interface channels and previous event characteristics of data within the respective time windows; and form condensed input data without raw input data having a low association with respect to preceding the subsequent event. Steps of the back-end program include receive the condensed input data and use the condensed data to generate an inference related to the subsequent event such that a time required by the machine learning algorithm to generate the inference is reduced.