The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 10, 2026

Filed:

Oct. 26, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Anushka Pandey, Chennai, IN;

Rajat Singla, Noida, IN;

Siva Kesava, Anantapur, IN;

Praveen Kumar Parsa, Siddipet, IN;

Murugan Vasudevan, Coimbatore, IN;

Krithika Viswanathan, Chennai, IN;

Amit Mishra, Chennai, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01);
Abstract

A system includes a memory and a processor coupled to the memory. The processor receives a user credential associated with a first user and authorizes an avatar of the first user to enter a virtual environment. When the first user is registered with a first entity, the processor obtains a user profile of the first user. Based on the user profile, the processor determines and indicates to the first user in the virtual environment that a first type of data file of the first user qualifies the first user to obtain a product or service for a first amount of data objects. The processor receives a selection of the product of service from the first user, receives a command to transfer the first amount of data objects from the first type of data file to a second data file, and transfers the first amount to the second data file.


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