The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 27, 2026
Filed:
Aug. 02, 2023
Mastercard International Incorporated, Purchase, NY (US);
Kaushal Naveen Shetty, Thane, IN;
Sachin Kumar Singh, Pune, IN;
Venkata Satya Sivajee Pinnamaneni, Dardenne Prairie, MO (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
A system and method for reducing financial fraud by suspending access to financial accounts due to a user's incapacitation. A fall detection alert is received from a device worn or carried by the user, and first status values are recorded. After a pre-established period of time, second status values are recorded, and the first and second status values are compared. An incapacitation of the user is inferred if the second status values are within a pre-established range of the first status values, and access to the accounts is suspended for at least some purchases based on this inferred incapacitation. Prior to suspending access, a notification may be sent to the user to allow the user to act to avoid the suspension. Access to the accounts may not be suspended for medical or other relevant purchases. Subsequent to suspending access, the user may request and access may be reinstated.