The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 27, 2026
Filed:
Jan. 24, 2023
Bank of America Corporation, Charlotte, NC (US);
Steven Greene, New York, NY (US);
Kerry Vaughan, Pennington, NJ (US);
Srinath Chakravarty, Plano, TX (US);
Aravind Shankaragouda Singtalur, McKinney, TX (US);
Dinesh Kumar Agrawal, Rowlett, TX (US);
Stephen Belton, Garden City, NY (US);
Kenneth Boyd, Richmond, VA (US);
Petar Puskarich, Plano, TX (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A method for transferring a good or service from a d+b wallet-supporting vendor to a user registered with a digital+bitcoin (d+b) wallet is provided. The user may be registered with a cryptocurrency provider and a value allocation. The method may receive, at the vendor, a user request configured for a cryptocurrency-based transaction. The method may transmit, a consent to transact the cryptocurrency-based transaction and, in response to the transmitting of the consent to transact, receive, from the user device, a Quick Response (QR) code. The code specifies: a) an amount of cryptocurrency; and b) a product or a service to be exchanged for the amount of cryptocurrency. Prior to transferring the value, the method may flag the transfer of the value as suspicious when the QR code received by the user has been identified as a fraudulent QR code. The flagging may terminate the transfer.