The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 27, 2026

Filed:

Sep. 20, 2022
Applicant:

Mastercard Asia/pacific Pte. Ltd., Singapore, SG;

Inventors:

Srinath Ravinathan, Singapore, SG;

Donghao Huang, Singapore, SG;

Dendy Gunawan, Singapore, SG;

Karl Cheng, Singapore, SG;

Hancong Guan, Singapore, SG;

Phuoc Hoang Long Le, Singapore, SG;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/3827 (2013.01); G06Q 2220/00 (2013.01);
Abstract

An access control method comprises: providing access profiles for users, wherein each access profile comprises an access profile identifier and at least one personal identifier mapped to one or more obfuscated payment numbers, and wherein each of the at least one personal identifiers is a non-payment identifier issued by an identity provider; receiving, from a terminal of a service provider, a request to validate permission for a user of a payment device to access a resource made available by the service provider, the request comprising an obfuscated payment number read by the terminal from the payment device; determining whether there is a match of the obfuscated payment number read by the terminal and one of the obfuscated payment numbers of the access profiles; and transmitting at least one of the identifiers of the matched access profile to the service provider for matching to a stored identifier associated with the resource.


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