The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 20, 2026
Filed:
Nov. 15, 2023
Jpmorgan Chase Bank, N.a., New York, NY (US);
Jean-Francois Legault, Brooklyn, NY (US);
D. J. Knoedler, Powell, OH (US);
Neil Gorin, New York, NY (US);
Kevin Liston, Columbus, OH (US);
JPMorgan Chase Bank, N.A., New York, NY (US);
Abstract
A system that aggregates client data and cyber indicators to authenticate a client is provided. The system receives a request to access a financial account of the client, and retrieves a client profile. The client profile includes an aggregation of data into a plurality of data indicators. An optimal number of data indicators is determined based on an initial threshold inquiry regarding the request, with the optimal number of data indicators being determined based on a phone requesting the access to the financial account. A risk score is generated based on a weighting for each of the plurality of data indicators included within the optimal number, with the weighting representing a confidence in the accuracy of each of those data indicators. Access to predetermined actions by the client is granted based on the risk score.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile